-Titulo Original : The Path Of The Law (Books Of American Wisdom)-Fabricante : Applewood Book...

-Titulo Original : The Way To Wealth (books Of American Wisdom)-Fabricante : Applewood Books-Descripcion Original: Review washingtonpost Pearls From Poor Richard By Michelle Singletary Sunday, January 4, 2004; Page F01 Since I suspected some of you would be recovering from a stress- and debt-filled holiday, I decided to make the Color of Money Book Club choice for January an oldie but a goodie penned by Benjamin Franklin. This month Im recommending Franklins The Way to Wealth (Applewood Books, $9.95). At just 30 pages, this pocket-size book takes less than a half-hour to read but will give you a lifetime of financial wisdom -- that is, if youre wise enough to follow the advice. The Way to Wealth is an essay first published in 1758 as a preface to Franklins Poor Richards Almanack. The essay begins with Franklins fictitious Father Abraham being asked to talk about taxes by a crowd waiting for an auction to start. Father Abraham, who quotes Poor Richard, lectures the consumers on topics ranging from the perils of idleness to business ownership to frugality to the dangers of debt. Franklins most well-known quotes can be found in this essay. Here are just a few: Early to bed and early to rise makes a man healthy, wealthy and wise. Never leave that till tomorrow, which you can do today. God helps those who help themselves. It is in The Way to Wealth that you will find Franklins most famous maxims about money. In fact, Arthur Levitt, former chairman of the Securities and Exchange Commission, gave out copies of The Way to Wealth at his final investor town-hall meeting. Heres what Franklins Father Abraham said: On the importance of saving : If you would be wealthy, think of saving, as well as of getting. Away, then, with your expensive follies, and you will not have then so much reason to complain of hard times. These words ring so true today. In fact, if current savings patterns continue, there will be an annual shortfall of at least $45 billion by 2030 between the amount retirees need to cover basic expenses and what they have accumulated, according to a new study by the Employee Benefit Research Institute in collaboration with the Milbank Memorial Fund, a New York research foundation. For many middle-income folk, the personal shortfall could be avoided if they saved just 5 percent of their annual income every year, the authors of the study concluded. On the foolishness of always searching for a sale Many have been ruined by buying good pennyworths . . . and yet this folly is practiced every day at auctions. Think Wal-Mart or Target: Bargain shoppers get positively giddy when boasting how they saved money on various items (I know I used to). But if you buy one item and get the second at half off, you havent saved any money. Youre still spending. You can go broke saving money, Jeff Lychwick, one of my readers, often says. On the constant need to buy clothes and goods : What use is this pride of appearance, for which so much is suffered? It cannot promote health, nor ease pain: it makes no increase of merit in person, it creates envy, it hastens misfortune. Father Abraham then asks the crowd what madness it must be to run in debt for these superfluities? How often do we all (me included) succumb to the clever marketing of stuff we dont need? The blurring of this needs/wants distinction helps fuel our consumer society, wrote Knight Kiplinger in the January issue of Kiplingers Personal Finance magazine. The success of this process over the past two decades has resulted in what I call the democratizing of luxury. Today as never before, American households at virtually every income level seek products whose price, quality and prestige clearly exceed the functional need to be met. Just look at how DVDs have become an electronic necessity. For goodness sake, people were pushing and shoving for a chance to buy a $29 DVD player at Wal-Mart during the holiday season. Madness! On the accumulation of debt : Think what you do when you run into debt; you give to another power over your liberty. Franklin g...

-Titulo Original : Gospel Of Wealth (books Of American Wisdom)-Fabricante : Applewood Books-Descripcion Original: This classic breakthrough essay by Andrew Carnegie about the responsibilities of those of great means to use their wealth for the good of society first appeared in the North American Review in 1898. From the Back Cover Carnegies classic essay about the responsibilities of those of great means to use their wealth for the good of society...

-Titulo Original : Constitution Of The United States (books Of American Wisdom)-Fabricante : Applewood Books-Descripcion Original: The landmark legal document of the United States, the U.S. Constitution comprises the primary law of the Federal Government. Signed by the members of the Constitutional Convention in Philadelphia on September 17, 1787, the Constitution outlines the powers and responsibilities of the three chief branches of the Federal Government, as well as the basic rights of the citizens of the United States. This beautiful gift edition contains the complete text of the United States Constitution, as well as all of its amendments. It is a treasure for Americans of all ages. From the Inside Flap The complete text of the United States Constitution, including all of the amendments. This elegant edition is sure to be prized by Americans of all ages. From the Back Cover The complete text of the United States Constitution, including all of the amendments. This elegant edition is sure to be prized by Americans of all ages. About the Author Founding Fathers of the United States (also known as the Framers, Fathers of Our Country, or the Founders) are the political leaders who signed the Declaration of Independence or the United States Constitution, or otherwise participated in the American Revolution as leaders of the Patriots. Excerpt. © Reprinted by permission. All rights reserved. We the people of the United States, in order to form a more perfect union, establish justice, insure domestic tranquility, provide for the common defense, promote the general welfare, and secure the blessings of liberty to ourselves and our posterity, do ordain and establish this Constitution for the United States of America. (Preamble...

-Titulo Original : Common Sense (books Of American Wisdom)-Fabricante : Applewood Books-Descripcion Original: Thomas Paine arrived in America from England in 1774. A friend of Benjamin Franklin, he was a writer of poetry and tracts condemning the slave trade. In 1775, as hostilities between Britain and the colonies intensified, Paine wrote Common Sense to encourage the colonies to break the British exploitative hold and fight for independence. The little booklet of 50 pages was published January 10, 1776 and sold a half-million copies, approximately equal to 75 million copies today...

-Titulo Original : Bill of Rights (Books of American Wisdom)-Fabricante : Applewood Books-Descripcion Original: Collectively known as the United States Bill of Rights, these first ten amendments to the United States Constitution limit the powers of the federal government and protect the rights of all citizens, residents and visitors on United States territory. Introduced in 1789 in the First United States Congress by James Madison, these amendments came into effect on December 15, 1791, when ratified by three-fourths of the states. This document plays a central role in American law and remains to this day a symbol of the freedoms and culture of this nation. In this beautiful gift edition, the text of the Bill of Rights is set alongside a history of the amendments, thus placing the document in its historical context...

-Titulo Original : Paul Revere's Ride (Books of American Wisdom)-Fabricante : Applewood Books-Descripcion Original: New in Applewoods Books of American Wisdom series is Paul Reveres Ride, which includes the 1860 Henry Wadsworth Longfellow poem of the same name, as well as Paul Reveres own account of the events. The famous midnight ride of April 18-19, 1775 raised the alarm among Massachusetts patriots that the British were on the move from Boston to Concord. Twenty years after the event, Paul Revere wrote a letter telling the true account of the historic ride. Eight-five years after the event, in 1860, Paul Revere and his heroic ride were immortalized by Longfellow in his famous, if not completely accurate, dramatic poem...